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✦ Certified Specialist in Workers’ Compensation Law, certified by the State Bar of California, Board of Legal Specialization ✦

First Week After a Workplace Injury — California Checklist

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By Eman Yazdchi, Esq. · Certified Specialist in Workers' Compensation Law, State Bar of California Board of Legal Specialization · Cal Bar #285231

What an injured California worker has to do in the first week

Every injured California worker has a defined set of steps to take in the first week, the paperwork, doctor selection, and evidence preservation that decide the case.

A California injured worker who completes a twenty-two-step checklist in the first week after a workplace injury locks in covered medical care, wage replacement, a permanent disability rating once stable, and the retraining voucher. Week-one moves, the DWC-1 delivery, the treater choice, and the evidence record, decide what the case can recover. Certified Specialist Eman Yazdchi (California Board of Legal Specialization, State Bar of California) handles work-injury files.

The 22-step checklist for the first week after a California work injury

The twenty-two-step checklist below sequences DWC-1 delivery, treater predesignation, PR-2 follow-up, work-restriction documentation, carrier contact, and any required claim-form letters.

The first day is for stabilization and notice; the first week is for paperwork, medical-care control, and preserving evidence. The list below is in the order to run it. Every step cites the controlling California Labor Code section.

  1. Submit the completed DWC-1 to the employer this week. The DWC-1 opens the California workers' comp case; the employer must provide it within one working day under California Labor Code §5401. Fill out the employee section, sign it, keep a copy, and give the original to the employer.
  2. Keep a dated copy of the DWC-1 delivered. A photo of the signed form, an email with it attached, or a "received" stamp. The DWC-1 starts the insurer's 90-day decision window under California Labor Code §5402(b), the worker needs proof of when it was delivered.
  3. Confirm in writing that the employer forwarded the DWC-1. A short email: "I gave you my DWC-1 on [date]. Please confirm you forwarded it to the workers' comp insurer." Lost paperwork is one of the most common first-week problems.
  4. Get the insurance company name, claim number, and adjuster contact. The insurer sends a claim-number letter within a few days. Save it; write down the claim number, the adjuster's name, and direct phone and email. Every future call references the claim number.
  5. Pick a treating physician, know the Medical Provider Network (MPN) rules. California employers commonly use an MPN; the worker generally must select a treating physician from the panel for at least the first 30 days under California Labor Code §4600. The employer must provide the MPN list. Choose carefully, that doctor's reports drive the entire claim.
  6. Keep every medical appointment. Missing appointments in the first month signals to the insurer the injury is not serious. Same-day attendance and clear symptom reporting to the treating physician are the foundation of the medical-legal record under California Labor Code §4600.
  7. Get written work restrictions from the treating physician. The doctor documents restrictions on a DWC PR-2 (Primary Treating Physician's Progress Report). Written restrictions, lifting limits, sitting only, off work entirely, are what the employer's HR is required to follow. Verbal restrictions are not enforceable.
  8. Give the restrictions to the employer in writing. A signed copy of the PR-2 delivered in person with a receipt, by email, or by certified mail. The employer is then on notice; any failure to accommodate becomes documented.
  9. Decline the recorded statement if the adjuster calls. California law does not require it. A polite "I'll call you back after I speak with my doctor and an attorney" is the right answer. Any recorded statement made in pain or on medication can be used against the claim for years.
  10. Track the 90-day decision window. Mark a 90-day deadline on a calendar from the date the DWC-1 reached the insurer. Under California Labor Code §5402(b), if the insurer does not accept or deny within 90 days, the injury is presumed compensable.
  11. Know medical treatment must continue during the 90-day window. Under California Labor Code §5402(c), the insurer must authorize up to $10,000 in medical treatment within one day of the completed DWC-1, even before the claim is accepted. Denials during this window warrant immediate attorney escalation.
  12. Preserve worksite evidence, photos, video, witness statements. Worksites get cleaned within days; security footage is overwritten within 7 to 30 days. In the first week, take photos of the equipment and signage; collect short coworker statements; request preservation of any security footage in writing.
  13. Save every text, email, and shift schedule from work. Supervisor communications about the injury, the prior schedule, and any safety-related correspondence. These records corroborate the timeline and any retaliation claim under California Labor Code §132a.
  14. Keep every medical record, prescription, and mileage receipt. A simple folder for every doctor's note, prescription, co-pay receipt, and a mileage log to and from appointments. California reimburses medical mileage at the IRS rate published by the California Division of Workers' Compensation at dir.ca.gov.
  15. Do not sign any release or settlement document this week. Adjusters sometimes send broad medical-records releases or low early settlement offers. Some forms release the right to future medical care under California Labor Code §4600 or waive the permanent disability rating under California Labor Code §4660. Nothing needs to be signed on the day it arrives.
  16. Watch for retaliation under §132a. Post-injury write-ups, schedule cuts, demotions, or termination "for unrelated reasons" in the same week as the injury are the strongest evidence. Under California Labor Code §132a, retaliation is liable for reinstatement, lost wages, up to $10,000 in additional compensation, and costs up to $250.
  17. Do not let immigration status drive decisions, §3351 and §244 protect the worker. California Labor Code §3351 extends California workers' comp to every worker regardless of immigration status. California Labor Code §244 prohibits the employer from threatening to report status as retaliation.
  18. Apply for State Disability Insurance (SDI) if the comp claim is denied or delayed. If the insurer denies the claim or delays temporary disability under California Labor Code §4653, the worker can file SDI with the California Employment Development Department as a bridge. SDI is reimbursed back to EDD if comp later accepts.
  19. Confirm the temporary disability rate is correct. Under California Labor Code §4653, temporary total disability is paid at two-thirds of average weekly earnings, subject to maximums and minimums set annually by the California Division of Workers' Compensation. Verify the TTD rate against pay stubs; underpayment is common and reversible.
  20. Watch for the late-payment 10% self-imposed increase under §4650. California temporary and permanent disability payments that are late are increased by 10% under California Labor Code §4650. Track when each payment is due and when it actually arrives.
  21. Know the §5814 25% penalty for unreasonable denial. Under California Labor Code §5814, unreasonable delay or denial adds a 25% penalty to the delayed amount, capped at $10,000. This is separate from the §4650 10% late-payment increase.
  22. Get a free consultation (no obligation) with a workers' comp attorney before the week ends. California workers' comp attorneys work on contingency under California Labor Code §4906, typically 15% of any settlement, paid only if there is a recovery, with WCAB-judge approval. No upfront cost.

What an injured California worker should NOT do in the first week

Common week-one mistakes include accepting a generic occupational clinic when predesignation was available, signing the carrier release, and skipping the second medical visit.

The first week is when most cases are quietly lost. The mistakes below turn a clean case into a contested one, and each is avoidable with one decision.

Do not give a recorded statement without an attorney.

The recorded statement is the most common first-week trap. The adjuster frames it as routine, but the recording becomes the master narrative of the case. Anything said about pain levels, prior injuries, or the mechanism of injury can be used to dispute causation under California Labor Code §3600 or reduce the permanent disability rating under California Labor Code §4660. California law does not require it.

Do not sign a medical-records release without reading it carefully.

Adjusters routinely send blanket medical-records releases. Some authorize records only for the injured body parts; others reach the worker's entire medical history going back decades. The broad release is what defense uses to find any prior injury or condition that supports apportionment under California Labor Code §4663. A narrow release, limited to the specific injury, time window, and providers, is the right response.

Do not accept a "voluntary" early settlement offer.

Some California insurers send a first-week settlement offer to close the claim before the medical-legal evaluation reveals the real value. A first-week offer cannot account for permanent disability under California Labor Code §4660, future medical care under California Labor Code §4600, or any potential serious-and-willful penalty under California Labor Code §4553. The Supplemental Job Displacement Benefit voucher up to $6,000 under California Labor Code §4658.7 is typically not factored in.

Do not skip medical appointments or stop treating.

Insurers track appointment attendance. Missed appointments and gaps in treatment in the first month signal to the insurer the injury is not serious, and become the basis for denying future treatment requests at Utilization Review under California Labor Code §4610 or Independent Medical Review under California Labor Code §4610.5.

Do not work outside the doctor's written restrictions.

An employer asking the worker to "just help out for a few hours" outside the PR-2 restrictions is a setup. Any aggravation from unauthorized work becomes a defense, the insurer argues the new symptoms are from the work, not the original injury. If the employer has no work fitting the restrictions, the worker is entitled to temporary total disability under California Labor Code §4653.

Do not let immigration threats stop the claim.

Under California Labor Code §244, an employer may not threaten to use a worker's immigration status as retaliation. Under California Labor Code §3351, California workers' comp coverage extends to every worker regardless of immigration status. Under California Labor Code §5811, the worker has the right to a qualified interpreter at WCAB hearings, depositions, and medical-legal exams, with the cost charged to the defendant.

Do not assume the 90-day window will go in the worker's favor automatically.

The 90-day presumption under California Labor Code §5402(b) is powerful but procedural, it must be asserted and litigated. Insurers often issue a denial on day 89. Treatment must also continue during the window under §5402(c). Tracking the calendar is the worker's job; an attorney is the lever if the insurer plays games at the deadline.

California's 2025 statutory maximum temporary disability rate is $1,680.29 per week (DIR statutory adjustment, January 2025), with a corresponding minimum of $252.03, the floor and ceiling that anchor every two-thirds-of-AWW calculation under California Labor Code §4653.

Related reading: California pillar guide · §3600 explainer.

Related on yazdchilaw.com: California workers' compensation lawyer pillar · California Labor Code §5400.30 explained · California Labor Code §3700.6 explained · what to do if you can't go back to work after a workers' comp injury.

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What every injured California worker should have in hand at the end of week one

By the end of week one, the worker should have a treating-physician choice locked, a PR-2 in hand, TD payments started, and any retained-counsel paperwork submitted.

What should I know about a filed DWC-1 with proof of delivery?

The signed DWC-1 in the employer's hands, with a dated copy retained by the worker, photo, email, or stamped receipt. The DWC-1 starts the insurer's 90-day decision window under California Labor Code §5402(b). Without proof of the delivery date, the deadline is harder to enforce.

What should I know about an assigned claim number and adjuster?

The claim number, the insurance company's name, and the adjuster's direct phone and email. Every future call, every medical authorization, every dispute references this claim number. The insurer is required to provide this information after receiving the DWC-1.

What should I know about a treating physician, written restrictions, and an ongoing medical record?

A primary treating physician, picked from the Medical Provider Network in the first 30 days under California Labor Code §4600, with at least one DWC PR-2 documenting the injury, the working diagnosis, and any work restrictions. Written restrictions delivered to the employer in a way that creates a record.

What should I know about a free-consultation appointment scheduled with a workers' comp attorney?

Yazdchi Law P.C. 1125 W Avenue M-14, Suite A, Palmdale, CA 93551. (661) 273-1780. Eman Yazdchi, Esq. is a Certified Specialist in Workers' Compensation Law, certified by the California Board of Legal Specialization, State Bar of California. Workers' compensation attorney fees are contingent and set by the WCAB under California Labor Code §4906, typically 15% of any settlement, with nothing owed unless the case recovers. Free consultations (no obligation) on California workers' compensation matters.

Frequently Asked Questions

How long does an injured California worker have to file the DWC-1 with the employer?

The employer must provide a DWC-1 within one working day of learning of the injury under California Labor Code §5401. The worker can submit the completed DWC-1 back to the employer any time within the one-year statute of limitations under California Labor Code §5405, but filing in the first week is critical, the completed DWC-1 starts the insurer's 90-day decision window under California Labor Code §5402(b) and triggers the up-to-$10,000 immediate-treatment authorization under §5402(c). Delays cost benefits.

How does a California worker choose a treating physician, what is a Medical Provider Network?

California employers commonly use a Medical Provider Network (MPN), and an injured worker generally must select a treating physician from the MPN for at least the first 30 days under California Labor Code §4600. The employer is required to provide the MPN list. After 30 days, broader physician-selection rights may apply. Choose carefully, the treating physician's reports drive the entire claim, including the temporary disability period under California Labor Code §4653 and the eventual permanent disability rating under California Labor Code §4660.

How much can a California worker expect in temporary disability benefits in the first week?

Temporary total disability in California is paid at two-thirds of the worker's average weekly earnings under California Labor Code §4653, subject to statutory maximums and minimums reset annually by the California Division of Workers' Compensation. Payments begin after a three-day waiting period unless the disability lasts more than 14 days, in which case the first three days are paid. Late payments are increased by 10% under California Labor Code §4650. Unreasonable delay or denial adds a 25% penalty up to $10,000 under California Labor Code §5814.

How long does the insurer have to accept or deny the California workers' comp claim?

Ninety days from the date the completed DWC-1 reaches the insurer, under California Labor Code §5402(b). If the insurer does not accept or deny within 90 days, the injury is presumed compensable, meaning California law treats the claim as accepted by default. During those 90 days, the insurer must authorize up to $10,000 in medical treatment under §5402(c). The 90-day deadline runs on calendar days from the date the DWC-1 is received by the insurer.

Who qualifies for California workers' comp coverage, does immigration status matter?

Every California employee whose injury arose out of and in the course of employment qualifies under California Labor Code §3600, regardless of immigration status. California Labor Code §3351 extends California workers' compensation coverage to every worker, undocumented agricultural, construction, warehouse, healthcare, and trucking workers have the same right to medical care, wage replacement, and permanent disability indemnity as any other employee. Under California Labor Code §244, the employer may not threaten to report a worker's immigration status as retaliation for filing a claim or asserting safety rights.

What if the insurer denies the claim or stops paying benefits in the first week?

A California denial in the first week is not the end of the case. The worker can file an Application for Adjudication of Claim with the WCAB, which moves the dispute to a workers' compensation judge. If the insurer's denial or delay is unreasonable, California Labor Code §5814 adds a 25% penalty (capped at $10,000) on the delayed benefits, separate from the 10% late-payment increase under California Labor Code §4650. Workers' compensation attorneys handle denials on contingency under California Labor Code §4906, no upfront cost.

Last reviewed by Eman Yazdchi, Esq., June 2026.

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